Roth IRA Conversion Is Suddenly A High-Value Mass Affluent Tactic

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Enactment of SECURE Act elevated the benefits of Roth IRA conversions. Suddenly, SECURE Act made Roth IRA conversion a key tool for most families to transfer wealth to the next generation.

Roth IRA conversion, thus, has been elevated from a mere rate-arbitrage tactic, to be used in a low-income year, to a high-value estate planning technique. In addition to consumers benefiting financially, understanding the new dynamics under SECURE Act will aid financial planning professionals to the mass affluent.  Mastering this suddenly important aspect of professional knowledge will also help deepen a planner’s relationships with lawyers, trust officers, and other fiduciaries.

Bob Keebler says the shift from life expectancy RMDs on IRAs to SECURE Act’s 10-year distribution rule is a math problem. Showing you how to solve for the answer is the goal of this 1-credit continuing professional education webinar. This class, which is being made available for 24/7 replays with CE credit, covers:

• General conversion concepts
• Reasons to convert to a Roth IRA
• Taxation of Roth IRA conversions
• Taxation of Roth IRA distributions
• Mathematics of Roth IRA conversions
• Recharacterizations
• Federal and State Estate tax considerations
• The SECURE Act
• “Stretch” Roth IRAs for designated beneficiaries
• Roths for SNTs
• Roth to fund long-term care strategies
• Using insurance to preserve post-death “stretch-out”
• Tax-sensitive withdrawal strategies


Robert Keebler, CPA/PFS, the quintessential financial planning practitioner, earned an average rating of more than 4.8 stars (out of five) from A4A members in his last 12 monthly sessions. Bob, who has taught legal and accounting professionals about taxation of individuals for three decades, presents slides for 50 minutes and then answer questions.


To collaborate deeply with Bob, subscribe to a free trial of our client education platform.

Robert S. Keebler, CPA/PFS, MST, AEP (Distinguished), CGMA, is a partner at Keebler & Associates. Bob has been named by CPA Magazine as one of the Top 100 Most Influential Practitioners and one of the Top 40 Tax Advisors to Know During a Recession. His three-decades as an educator of tax professionals makes him a once-in-a generation figure in the leadership of the accounting profession. Keebler's ideas are often presented in email newsletters, videos, and social content for advisor clients from Advisor Products.
 

This webinar is eligible for one hour of CE credit towards the CIMA® and CPWA® certifications, IRS EA CE, CFP® CE, PACE credit toward the CLU® and ChFC® designations and live CPA CPE credit.